Blog – Lighthouse Agency Insurance

Why Restaurants Need Liquor Liability Insurance in Ohio

Learn why Liquor Liability Insurance is essential for Ohio restaurants. Explore real-world claims and how the right coverage protects your business from alcohol-related risks and lawsuits.

Should I Buy a Home in a Flood Zone in Ohio?

Buying a home in a Cincinnati flood zone? Discover how FEMA flood maps, local risk factors, and flood insurance options impact your investment — with expert guidance from a Fairfield-based independent insurance agency.

How to Qualify for a Surety Bond in Ohio: A Guide for Business Owners and Professionals

Need a surety bond in Ohio? Discover how Fairfield business owners, contractors, and professionals can qualify for Ohio surety bonds. Learn about costs, credit requirements, and how our independent insurance agency helps you stay compliant and protected.

5 Rules Every Landlord Should Live By

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…

Will my credit rating change my insurance rates?

I was recently asked this question by one of our Lighthouse Agency Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of…

Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?

Why do my auto insurance rates keep going up even though my car is getting older? At Lighthouse Agency Insurance, many of our clients ask this question so I would like to address it from a couple of angles. First…